For example, investing in materials and tangible assets is riskier than any other asset (Elkington & Hartigan, 2008). Products such as vehicles and electronics require a significantly higher amount of capital to start a business, and at the same time, there are many risks surrounding them. These risks include leakage, breakage, fire and others. If the shares are burned or disappear, the investor will suffer a large loss. On the other hand, if the asset prevails, the investor will make a good profit on his investment (Elkington & Hartigan, 2008). Other assets, such as government bonds and bank accounts, present small risks (Sprit & De, 2016). Just like the risks, the returns of these assets are very low. They have never benefited any commercial investor in this regard. People simply deposit money and leave the investment at that point. The amount that customers can get from bank accounts amounts to one point two percent of the total deposit within a year. This small earning business has no risks nor do investors expect good returns from them (Elkington & Hartigan,