IndexAbstractIntroductionAffordable HousingDefinition of SlumDemand for Affordable Housing in IndiaAffordable Housing Programs of Government of IndiaConclusionAbstractRapid growth of urban population resulting in housing shortage and poor urban living conditions could be a major challenge for the government. of India. Recently launched affordable housing programme, PMAY Urban -Housing for All. Say no to plagiarism. Get a tailor-made essay on "Why Violent Video Games Shouldn't Be Banned"? Get Original Essay This paper reviews various literature and includes PMAY, a reasonable one-size-fits-all scheme specifically for EWS beneficiaries in India, in addition to Ahmedabad and Gujrat.IntroductionHouse, in addition to food and textiles, is one of the terms of the three essential human requirements . Even after 70 years of independence, India continues to struggle with a growing housing problem, especially among the urban poor. Severe housing shortages and deteriorating urban living standards are the result of the exponential growth of urban areas. The urbanization of rural communities into cities in search of employment and jobs is creating urban housing problems. The 20th century saw rapid growth in the urban population. Urban population growth is contributing to overcrowding in urban slums. Slums are home to an increasing number of vulnerable urban residents. Housing affordability, especially in urban areas, is currently a major concern in India. There are many interventions at an international level aimed at creating sustainable housing options for all. The Government of India has also announced a “Home for All” mission by 2022. The Central Government has undertaken a systematic mission to achieve this goal. Affordable Housing Over the past 15 years, the definition of housing affordability has been widely used, but describing it correctly remains difficult. Housing affordability could simply be described as affordable housing, which ensures that a family can “pay without financial hardship.” Housing affordability is described in different forms globally. MacLennan and Williams provided one of the key and useful concepts of housing affordability, namely “the concern with securing a given standard of housing (or a different standard) at a price or rent that does not impose an unreasonable burden on household income in the eye of a third party." party (usually the government). “Affordable housing is commonly considered to be that which meets the criteria of families whose wages are not adequate to enable them within the sector to obtain adequate housing. In the sense of the basic needs of the individuals, the family and also the environment, the adequacy of housing has been widely recognized. A commonly accepted criterion for affordable housing is for Canada and that the price of housing should not be 30% of a family's total income. Housing costs include taxes and homeowners' insurance, as well as utility costs. Housing affordability, considered as a measure of housing expenditure on household income, is one of the most widely recognized concepts of affordability also be recognized by the Indian government, which notes that "affordable housing applies to any housing that meets any type of affordability criteria, which could be the standard of household income, the size of the housing unit oraffordability in terms of EMI size or house price". ratio to annual income". Definition of Slum Slum is described by the United Nations as a house, group of buildings or environment characterized by overcrowding, decay, unsanitary conditions or which endanger the health, safety or morality of its occupants or society. In the city there are mainly two types of low-income residential areas: shawls which were originally residential units built on the premises of factories for workers and slums which reflect illegal occupation by refugees and other economically poorer areas of marginal areas of the city. The above ones do not have sufficient equipment and basic facilities and are clustered along the riverfront, slums, empty private/government properties, etc. In those parts of the city that have a high concentration of migrant communities and smaller family levels per household, slums tend to have multiplied. Immigration from rural areas and smaller cities sends people to larger cities in search of better economic growth opportunities. Recurring droughts, poor harvests and land fragmentation (and therefore economically unsustainable landholdings) have helped set the pattern for the migration of livelihoods from rural to urban areas. In developing cities, urbanization and relocation have contributed to population growth. . This puts a strain on demand for housing in the area, especially at the lower end. Across the country, affordable housing is a major concern and Ahmedabad is no different. The availability of housing appears to be severely lacking, especially in the economically weaker areas (EWS) and in the lowest income categories (LIG). The number of people living in rented homes makes this clear. As per the 2011 census, the total number of rental units in EWS and LIG (urban population) categories was around 1,84,600. This can be interpreted as the unmet need for housing in these segments in 2011. This unmet need can therefore be expected to have risen to around 2,80,119 units in 2014. While the Ahmedabad Urban Development Authority (AUDA) and the Ahmedabad Municipal Corporation (AMC) are developing programs to meet the ever-increasing demand in these segments, participation of private players is still limited. Therefore, there is still ample growth potential in this field (Kurup E Jayashree, et.al. n.d.). Demand for Affordable Housing in India As part of the national agenda of the Republic of India, affordable housing is increasingly taking center stage globally. The demand for affordable housing in India is due to numerous reasons, including progressive urbanization, which goes hand in hand with the growth of the urban population, which grew from 109 million in 1971 to 377 million in 2011 and is expected to rise to 600 million by 2030. In addition to the burden on basic services such as water, electricity and sanitation, the effect of the growing concentration of people in urban spaces is felt in land and housing shortages and transport congestion. During the 12th Plan era, the Ministry of Housing estimated a housing deficit of 18.78 million houses, of which 99% were in the economically poorest and lowest income classes. For the 12th Five-Year Plan (2012-2017), the Urban Housing Technical Committee Shortage describes the housing shortage as consisting of the following components: Household waste compared to the adequate stock of housing (people living in propertyinformal) Number of additional households expected due to congestion Number of additional households required due to obsolescence Quantity of households in Kutchcha that need to be improved The above The classification is a needs-based view solely on housing shortage and does not satisfy the housing requirements of the market. By this definition, the total need-based housing shortage in the country is approximately 19 million units, according to the 2011 census. The emphasis on affordable housing would not only help improve the standard of living, but would also significantly improve the country's GDP. Housing represents the largest portion of both the financial and construction sectors. Therefore, in the sense of designing human growth programs and plans, housing receives significant interest. Government of India's Affordable Housing Program Affordable housing is a concept agreed upon by scientists to include strategies, recommendations and frameworks, especially in the formulation of housing policies and programmes. For years, the Indian government has primarily sought to provide affordable housing through public sector housing projects, slum redevelopment and provision of land with access to public services. The Indian government has launched numerous housing projects since its independence. No. Housing programs launched in the year: Integrated subsidized housing program for industrial workers and economically weaker sections 1952 Housing program for low income groups 1954 Subsidized housing program for plantation workers 1956 Housing program for middle income groups 1959 State Government Employees Rental Housing Program 1959 Slum Clearance and Improvement Program 1956 Village Housing Projects Program 1959 Land Acquisition and Development Program 1959 Provision of Housing Sites for the homeless workers in rural areas 1971 Environmental improvement of urban slums 1972 Site and service programs 1980 Indira Awas Yojana 1985 Night shelter program for pavement dwellers 1990 National Slum Development Program 19962 One Million Shelter Program 1998 Valmiki Ambedkar Malin Basti Awas Yojana 2000Pradan Mantra GramodayaYojana 2001Jawaharlal Nehru National Urban Renewal Mission 2005PradhanMantriAdarsh ​​Gram Yojana (2009-10) 2009Rajiv AwasYojana 2011PradhanMantriAwasYojana- Housing for All (Urban) 2015Pradhan Mantri Awas Yo jana- Housing for All (Urban)In her speech at the joint session of Parliament on 9 June 2014, the Honorable President of India said, “Every family will have a pucca house with water connection, toilets, 24x7 electricity supply and connectivity when the state completes the 75 years of its independence. To achieve this goal, the Government of India-Pradhan Mantri Awas Yojan has launched a global mission. The mission aims to provide 20 million housing units and carry out slum rehabilitation projects. The slum is described as a compact area of ​​at least 300 or around 60-70 poorly developed and congested families, in an unhygienic climate, generally under-serviced and lacking adequate sanitation and drinking facilities. According to the mission's guidelines, an 'affordable housing programme' should involve at least 35 per cent of economically weaker section (EWS) families. EWS families are those with an annual income of up to Rs.3,00,000 and a house with a covered area of ​​up to 30 sq m. The low income category (LIG) is described as having an annual income of Rs. 300,001 to Rs. 600,000.